โœจEnvelope Budgeting Made Simple

Budget with Purpose.
Spend with Confidence.

Take control of your money with Purpose Budget

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No credit card required
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Cancel anytime
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Bank-level security

December Budget

Ready to Assign: $2,373
๐Ÿ Rent/Mortgage
$1,200
๐Ÿ›’Groceries
$178
๐Ÿ’ณCredit Card Payment
$450
โ›ฝTransportation
$45
๐ŸŽฏEmergency Fund
$500

How It Works

Three simple steps to knowing exactly what you can spend

1

Connect Your Accounts

Link your banks automatically or add accounts manually. Your choice, your control.

๐Ÿฆ
Checking ****4521
Auto-sync daily
Connected
โœ๏ธ
Cash Envelope
Manual entry
Active
2

Assign Every Dollar

When money comes in, give each dollar a job until you hit zero.

Ready to Assign$847
Groceries+$400
Gas+$150
Fun Money+$297
Remaining$0.00
3

Spend With Confidence

Check your category balance before any purchase. You'll always know.

Groceries$247.32
$152.68 spent of $400
โœ…Yes, you can afford that $45 dinner!
๐Ÿ›ก๏ธSmart Credit Card Protection

Never Overspend on Credit Cards Again

When you spend $85 at the grocery store with your credit card, Purpose Budget automatically moves $85 from your Groceries category to your Credit Card Payment fund. You'll always have enough to pay in full.

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Automatic fund movement

Money flows to your CC payment as you spend

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Always ready to pay in full

Your payment fund matches your balance

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Visual underfunded warnings

See immediately when you've overspent

What just happened
๐Ÿ›’
Whole Foods
Groceries โ€ข Visa ****8832
-$85.42
๐Ÿ›’
Groceries
Spending category
-$85.42
โ†“
๐Ÿ’ณ
Visa Payment
Credit card category
+$85.42
โœ… You can pay this card in full!
Monthly Plan Check ยท July
โœ“Balanced ยท your targets fit expected income
Rent$1,800
Target met for July
Groceries$600
Target met for July
Holiday savings$200
Forecast: on track through October
๐Ÿ“…Monthly Plan Check & Forecast

Know your plan works โ€” before the month starts

Monthly Plan Check confirms your monthly targets fit your expected income. Forecast then shows how that plan lines up with future paychecks โ€” months ahead โ€” so a big bill or a three-paycheck month never catches you off guard.

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Your plan fits your income

Monthly Plan Check confirms your targets add up to what you expect to earn

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Months-ahead forecast

Project how your plan lines up with upcoming paychecks and bills

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Honest timing, not just a balance

Plan-timing signals stay separate from your bank balance

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Personal Budget
3 accounts connected
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๐Ÿ’ผ
Side Business
2 accounts connected
๐Ÿข
Rental Property
1 account connected
+Add another budget
๐Ÿ“ฆMultiple Budgets, One Account

Keep Your Finances Completely Separate

Personal spending. Side hustle. Rental property. Joint household budget. Create as many separate budgets as you need โ€” each with its own accounts, categories, and reports. Switch between them instantly.

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True isolation

Each budget is completely separate โ€” no mixing of data

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Switch instantly

One click to jump between budgets

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Unlimited spaces

No extra charge for additional budgets

Everything you need to manage your money

Powerful features designed to help you succeed financially

1

Give Every Dollar a Job

Assign your income to categories before you spend. Know exactly what you can afford in each area of your life.

2

See Your True Expenses

Plan for large, less frequent expenses by setting aside money each month. No more surprises when bills come due.

3

Roll with the Punches

When you overspend in one category, move money from another. Your budget bends but doesn't break.

Ready to take control of your finances?

Join people who are taking control of their financial lives

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No credit card required
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Full access for 60 days
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Cancel anytime
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Setup in under 5 minutes
Purpose Budget - Budget with Purpose. Spend with Confidence.