Glossary

Budget terms

• Ready to Assign (RTA): money that hasn’t been given a job yet.
• Assigned: money you allocated to a category for a specific month.
• Activity: the sum of categorized transactions in that category for the month.
• Available: how much you can spend right now from the category.
• Move Money: shifting Available between categories to cover overspending or reprioritize.

Targets

• Target: a planning rule that suggests how much you should fund a category.
• Underfunded: the amount you’d need to assign to meet the target for the month.
• Maintain a balance: a target behavior that cares about the category’s Available balance.
• Save a fixed amount: a target behavior that cares about assigned contributions toward a goal.

Credit cards

• Total Debt mode: credit card handling where reserved payment funds stay protected for paying the card.
• Payment category: the reserved cash available to pay a specific credit card.
• Underfunded: when your Credit Card Payment Available is less than what you owe on the card.

Transactions

• Transfer: money moved between your own accounts (usually not categorized as spending).
• Split: one transaction divided across multiple categories.
• Rule: an automation that categorizes imported transactions consistently.