Budget terms
- Ready to Assign (RTA): money that hasn’t been given a job yet.
- Assigned: money you allocated to a category for a specific month.
- Activity: the sum of categorized transactions in that category for the month.
- Available: how much you can spend right now from the category.
- Move Money: shifting Available between categories to cover overspending or reprioritize.
Targets
- Target: a planning rule that suggests how much you should fund a category.
- Underfunded: the amount you’d need to assign to meet the target for the month.
- Maintain a balance: a target behavior that cares about the category’s Available balance.
- Save a fixed amount: a target behavior that cares about assigned contributions toward a goal.
Credit cards
- Total Debt mode: credit card handling where reserved payment funds stay protected for paying the card.
- Payment category: the reserved cash available to pay a specific credit card.
- Unfunded: credit card spending that wasn’t backed by Available cash at the time of purchase.
Transactions
- Transfer: money moved between your own accounts (usually not categorized as spending).
- Split: one transaction divided across multiple categories.
- Rule: an automation that categorizes imported transactions consistently.