Glossary

Budget terms

• Ready to Assign (RTA): money that hasn’t been given a job yet.
• Assigned: money you allocated to a category for a specific month.
• Activity: the sum of categorized transactions in that category for the month.
• Available: how much you can spend right now from the category.
• Move Money: shifting Available between categories to cover overspending or reprioritize.

Targets

• Target: a planning rule that suggests how much you should fund a category.
• Underfunded: the amount you’d need to assign to meet the target for the month.
• Maintain a balance: a target behavior that cares about the category’s Available balance.
• Save a fixed amount: a target behavior that cares about assigned contributions toward a goal.

Credit cards

• Total Debt mode: credit card handling where card purchases move money into the card’s payment category, set aside for paying the card, up to what you’ve budgeted for their category (last month’s carryover plus this month’s assigned money, less earlier card spending).
• Payment category: the reserved cash available to pay a specific credit card.
• Underfunded: when your Credit Card Payment Available is zero or more but less than what you owe on the card. Below zero, it shows as Overspent instead.

Transactions

• Transfer: money moved between your own accounts. Between two budget accounts it carries no category; a credit card payment uses that card’s payment category; a transfer from a budget account to a tracking account is money leaving your budget, so that one takes a category.
• Split: one transaction divided across multiple categories.
• Rule: an automation that categorizes imported transactions consistently.