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Transaction Rules (How They Work)

Automate categorization and reduce manual cleanup after imports.

What a rule does

A transaction rule is an automation that helps categorize imported transactions consistently. It can set things like the category (and sometimes other fields) based on the payee/description and other conditions.

When rules apply

  • Most commonly: right after transactions import from your bank connection.
  • They’re also useful for keeping manual entry consistent over time.

Best practices

  • Start simple: one rule per payee (e.g., “Netflix” → “Subscriptions”).
  • If two rules might match the same transaction, keep the more specific one (account/amount) higher priority.
  • Review rule-driven changes occasionally — automation should reduce work, not create surprises.

If a rule categorized something wrong

  1. Fix the transaction first (category/date/amount).
  2. Then adjust the rule so it won’t match that case next time.

Want the full walkthrough?

The Learn guide includes examples and setup steps: Transaction Rules.